NSF Story

Hi all, thanks again for connecting.  A little about myself. I served 19 years with the Royal Australian Navy and Airforce, which saw me on Operational deployments on 5 occasions. I was medically discharged in 2017 after I blew both my knees out as well as a combination of existing injuries. This forced me to re-invent and re-educate myself for a life moving forward. Having been through the transition process I personally know how hard it can be and the specific issues that transitioning members face. My transition went quite well, as I was quite diligent and willing to research as well as surround myself with people that could help.

It was my journey that lead me to form the company to assist other veterans as they face the challenges of transitioning and how they then re-establish themselves in the civilian world. I have the belief that veteran founded business is perfectly placed to assist in transition and to navigate the myriad of complex financial issues that veterans face moving forward. Veterans understand and trust their veteran community.

Wayne Bemet NSF

I have been successful to date in forging key relationships and have been steadily building a suite of professionals to assist in this social impact enterprise. Companies that I have been successful in forging a relationship with include Legacy Australia, With You With Me, Galaxy Finance and Property, Swiss 8, Royal Australian Navy Rugby League, Shartru Wealth, Coherics and Mixed Mediums, Wright Lawyers as well as we are at the initial stages of working with the Defence Community Organisation. Plus a host of Defence Force Members, both current and Ex-serving.


  1. We have positioned ourselves to offer financial services as part of a new Veteran’s Centre in Nowra NSW. This initiative is funded by RSL NSW and we believe we can offer a consistent education based product in assisting my veteran community.
  2. We have teamed with Ben Rice and his Company “Coherics”. This will see us deliver a consistent and crucial service to military personnel who are discharging, providing a clear financial direction leading up to , during and post discharge.

National Service Financial (NSF) promotes financial awareness of issues that impact upon serving military personnel, transitioning personnel and veterans. We specialise in advice for members going through medical discharge and strongly believe that no one issue should be treated in isolation. Through a holistic approach we are here to help people at every stage in their military and post military life.  We have outlined a range of issues that we believe need to be addressed in a wholistic approach to managing transition, as well as solving 2 key problems.

  1. Military personnel are not making the most of their time in service financially.
  2. The vast majority of members whom discharge have no real direction on how to survive their transition and then thrive in the outside world.

Importantly we have developed our NSF Pillars, which are physical/mental health, employment, education, finance, legal and resilience.  We are seeking to promote awareness around these pillars and how ADF members need to consider them during and after they transition.  We have aligned ourselves with a range of strategic partners, being people I had personal contact with through my transition, professionals in various fields, also companies they are nationally based and can provide a platform to assist military personnel, spouses and their families. 

Since being medically discharged, I have established my own financial services and planning business.  National Service Financial was established to provide financial advice to military personnel and veterans.  I consider finance to be a key area for military personnel as there is little education around managing your money whilst you are within the ADF. 

Am extremely proud to say that we are a self-funded and self-sustaining business. I have been happy to fund this concept as it is something that I am passionate about.  We have had some dialogue with DVA around some of their funding options for transitioning personnel.  The next stages for NSF this year is to create some more structured content through seminars, web based programs and online education content.  To undertake this we are looking to partner with current ESOs to gain grant funding and other support from the government. 

Wayne is the founder and managing director of National Service Financial.

After nearly 20 years service in the ADF, in 2017, Wayne chose a new direction for the next phase in his professional life by deciding to become a Financial Planner specialising in advice for defence members.

Wayne’s company NSF is proud to offer members of the Australian Defence Force a dedicated financial service that offers advice, financial planning, home & investment loans, insurance, SMSF and financial coaching.

During his time in the ADF, Wayne furthered his education by studying in Finance at the Diploma level, and completing his Financial Planning qualifications. He is also currently undertaking his Masters in Finance.

Hard work, integrity and discipline are traits that Wayne brings to NSF.

Wayne’s experience puts him in a unique position of not only being able to assist the wider community, but also drawing on 20 years of Australian Defence Force experience in assisting ADF members in their financial matters.

Wayne is still involved in the defence force community through his support and sponsorship of:

  • Royal Australian Navy Men’s & Women’s Rugby league Teams
  • Soldier On
  • Ongoing transition forums & events

He can also assist defence force personell with formulating their exit strategy and maximising your financial outcomes in that transition. Through his extensive network of Corporate partners he has access to specialists in all fields that can support your transition such as legal, health & well being, HR & medical.

Wayne is committed to providing a financial service for clients and their  families by creating thoughtful, holistic financial strategies & solutions for long-term financial independence.

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