Special Rate Disability Pension (SRDP) Advice

We help ADF veterans access SRDP payments and advise on alternative benefits from DVA and superannuation.

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SRDP Application Assistance

We guide veterans through the SRDP application process to help get you get the benefits and care you need.

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DVA Benefits Experts

We help you identify other DVA entitlements you may be eligible for and access the compensation you deserve.

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Specialist Military Financial Advisers

As well as SRDP, we also provide overall financial planning to help secure your finances after leaving the ADF.

Are you entitled to the Special Rate Disability Pension?

A Special Rate Disability Payment is another form of periodic disability compensation payment provided to Veterans through DVA. You do not automatically qualify for this pension and must meet certain eligibility criteria.
As qualified financial planners with experience in SRDP payments, we help our clients translate and understand what this is and how it can benefit them.

Our SRDP Services

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Eligibility Assessment

We evaluate your service and medical history to determine your eligibility for SRDP and associated benefits from the DVA.

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SRDP Application Assistance

Our experienced team provides step-by-step guidance through the SRDP application process, ensuring all necessary documentation is submitted accurately to improve your chances of receiving timely approval and payments.

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DVA Benefits Comparison

We’ll compare the benefits available through DVA and superannuation so that you can get the best compensation and medical care to support your life after service.

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SRDP Tax Advice

Our specialists advise on the tax implications of receiving SRDP payments, ensuring you understand how these benefits may affect your overall tax situation and long-term finances.

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DFRDB, MSBS and ADF Super Advice

We offer advice on all ADF superannuation schemes, including DFRDB, MSBS, and ADF Super, helping you maximise your financial security.

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Comprehensive Financial Planning

Our holistic financial planning services will help you maximise all available benefits, including SRDP and superannuation, ensuring your financial strategy aligns with your short- and long-term goals.

What client say about us

Who We Are

National Service Financial is a trusted financial adviser specialising in financial planning for ADF members and veterans. With an extensive understanding of SRDP benefits and DVA processes, we are committed to helping you secure the financial support and resources you deserve.

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Why Work With Us

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Veteran-Owned Business

As a veteran-owned business, we are deeply committed to understanding ADF veterans’ challenges, needs, and goals. Our firsthand experience with the ADF community allows us to provide support and advice that truly make a difference

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Expertise in SRDP Payments

Our advisers have extensive experience with the SRDP process, providing expert guidance to help you understand the eligibility requirements and requirements for lodging your application. We also offer ongoing support to ensure you continue receiving the benefits you are entitled to.

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DVA Benefits Specialists

In addition to our expertise in SRDP payments, we also assist ADF veterans with accessing other DVA benefits. Our team is experienced with the various programs and services offered by DVA, and we can help you with the application process to ensure you receive all entitled support.

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Military Financial Specialists

As former ADF members, we understand the financial challenges military personnel and their families face. We have firsthand knowledge of ADF pay and conditions and the complexities of transitioning to civilian life. This qualifies us to provide comprehensive financial guidance and support for current and former ADF members.

Who We Can Help

  • ADF veterans seeking SRDP
  • Family members of veterans
  • Retired military personnel
  • ADF members about to medically discharge
  • Veterans navigating the DVA claims process

Our Process

Our approach provides ADF veterans with comprehensive support, guiding them through financial options and benefits based on their situation.

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Initial Discovery Call

We start by scheduling an initial discovery call. During this call, we will discuss your goals, concerns and any current financial challenges you may be facing.

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SRDP Eligibility Assessment

Our team will assess your circumstances to determine your eligibility for the SRDP, considering your medical conditions and service history.

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Complete Financial Health Check

We’ll review your financial situation, examining income, expenses, assets, and liabilities to identify areas for improvement and strategies for enhancing your financial well-being.

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Comprehensive Financial Plan

Based on the information gathered from the initial discovery call, SRDP eligibility assessment and financial health check, we’ll develop a comprehensive financial plan that outlines recommended strategies to maximise your long-term financial security.

Financial Considerations Linked to the SRDP

While opting for the Special Rate Disability Pension can be beneficial, a few financial implications should be reviewed before confirming it over another compensation method. This includes but is not limited to:
While indefinite payments may be paid at a lower rate than incapacity payment entitlement due to offsetting arrangements.
Treatment of payments, while exempt from tax, is assessable as income for social security purposes. This may lower payment amounts received through family tax benefits, child support, disability support pensions and other social security payments.
These are all areas a financial planner can help you address and make sense of in consideration of your circumstances.

Ineligible To Have A Special Rate Disability Pension Paid?

If you are assessed as ineligible to receive SRDP payments, other possibilities exist for additional assistance and compensation. These include, among other options, the Invalidity Service Pension and a partner’s rate of a pension if being cared for by your partner.

Many of these payments will include asset tests and a review of your different personal circumstances. At NSF, while we do not process claims for payments, we help Veterans identify what they are entitled to or where potential errors have been made.

This means that regardless of whether or not you are approved for a Special Rate Disability Pension payment, it is still worthwhile seeking our expert advice.

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