Permanent Impairment
Have you received a permanent Impairment lump sum offer from DVA? Our certified financial planners provide the advice you need to understand your options and make an informed decision.
Special Rate Disability Pension
Need financial advice for your SRDP offer from DVA? Our certified financial planners can clearly explain your options, allowing you to make the decision that best supports your financial future.
Costs Covered By DVA
DVA typically covers the cost of financial advice for PI and SRDP offers (up to a set amount). For any other services, we will provide a clear and upfront quote, ensuring there are no surprises.
Financial Advice for all DVA Entitlements
Our certified financial planners offer comprehensive financial advice on all matters related to DVA entitlements, as well as personal financial planning services. This means we can guide you not only through compensation payments, pensions, and other DVA benefits, but also assist with broader financial planning, including retirement strategies, superannuation, investments, and managing your financial future.
When you receive a PI lump sum or an SRDP compensation offer, DVA provides reimbursement for the cost of obtaining financial advice. This is capped at a set amount and is designed to ensure you can access professional advice before making a significant financial decision. If you require advice outside of these areas, National Service Financial will provide you with a quote before we begin, so you always know what to expect.
Advice for ADF Members, Veterans & Families
DVA Entitlements
We provide financial advice to help you understand and access your full range of DVA entitlements. From compensation and incapacity payments to pensions and other support options, our role is to clarify the process and ensure your benefits are managed in line with your personal financial goals.
Medical Discharge
We support ADF members through the medical discharge process, helping you understand your entitlements and the financial options available after separation. Our advice ensures you can navigate this transition, access the support you are entitled to, and plan for long-term financial stability.
DHOAS
Accessing the Defence Home Ownership Assistance Scheme (DHOAS) can make a significant difference when planning for home ownership during or after service. We can advise on loan structuring and financial planning and connect you with a licensed mortgage broker who can compare lenders and help you apply.
Superannuation
Understanding your superannuation is key to long-term financial security. We can provide guidance across all ADF schemes, including DFRDB, MSBS, and ADF Super, as well as civilian super funds post-separation. We can also advise on strategies such as SMSFs to help you make the most of your benefits and income in retirement.
Lump Sum Investment Strategies
To make the most of a lump sum payment, you need a plan that matches your goals and circumstances. Our advisers help you structure your investments to use your funds effectively, building long-term security and financial confidence.
Financial Planning
Comprehensive financial planning brings together all aspects of your situation, from DVA entitlements and superannuation to investments, tax, and retirement goals. Our advisers create a personalised strategy that addresses your immediate needs and long-term goals, giving you clarity and greater financial security.
What client say about us
Why Work With National Service Financial
DVA Entitlement Specialists
Our team understands the complexity of DVA entitlements and compensation. We provide clear financial advice to help you navigate PI, SRDP, and other payments, giving you confidence in your decisions.
Veteran-Owned Business
As a veteran-owned firm, we recognise the challenges faced by ADF members and their families. Our advice is shaped by firsthand understanding and a genuine commitment to supporting your financial future.
Qualified Financial Planners
Our certified financial planners hold the required Australian licences to provide financial advice. You can be confident your decisions are backed by qualified professionals who understand Defence-related entitlements.
Integrity Drives Everything We Do
Trust is central to our work. We provide transparent advice, clear communication, and straightforward costs, ensuring you always know where you stand when making important financial choices.
Who we help
- ADF veterans seeking SRDP and PI
- Family members of veterans
- ADF members about to be medically discharged
- Veterans navigating the DVA claims process
- Retired military personnel
Our process
Our process provides clear steps to guide you from enquiry through to a complete financial plan, ensuring confidence in every decision.
Enquiry
The process begins with your enquiry. We listen to your circumstances, discuss your goals, and explain how our financial planners can assist with DVA entitlements and broader financial planning needs.
Identification of Eligibility for Payouts and Tax Implications
We assess your eligibility for DVA payouts, including PI and SRDP, and explain any tax implications. This provides a clear understanding of how various options may impact your finances.
Complete Financial Health Check
A financial health check reviews your current position, including entitlements, superannuation, investments, and budgeting. This holistic view helps identify opportunities to strengthen your financial security.
Comprehensive Financial Plan
Based on your circumstances, we prepare a comprehensive financial plan that brings together DVA benefits, superannuation, and long-term goals. This clear strategy helps guide your financial decisions with confidence.