Qualified Financial Advisers
Our team comprises certified financial advisers guiding military members and veterans toward financial success during and after service.
Veteran Owned Business
National Service Financial is veteran-owned. We've been where you are and understand the financial needs of ADF members and veterans.
Experts in DVA Entitlements
We help current and ex-serving ADF members understand DVA entitlements and the application process.
Expert ADF Financial Advice in Adelaide
Adelaide’s Defence community extends from metropolitan barracks to major aviation and shipbuilding precincts. RAAF Base Edinburgh, 25 kilometres north of the city, houses the Air Warfare Centre and No 92 Wing’s P-8A Poseidon aircraft. Keswick Barracks supports Defence activity near central Adelaide, while Warradale and Woodside Barracks serve members in the southern Adelaide area and the Adelaide Hills. Osborne Naval Shipyard also anchors a growing Defence-linked workforce, creating civilian career pathways for those looking to leave the ADF.
National Service Financial operates from the Mariners Commercial Building in Tuggerah on the New South Wales Central Coast. Adelaide clients can begin with a free initial remote consultation. Veterans and their families can also access a range of services, including local DVA support from the South Australian office at 91 King William Street, the Veteran Wellbeing Centre at Daw Park, and the Defence Member and Family Support Office at Keswick Barracks. By pairing our formal Adelaide financial advisor services with local support, Defence members and their families can rest assured they’re getting the attention they deserve.
A posting or transition in or around Adelaide can change income, allowances, commuting costs and housing plans. For example, members may consider a home near Edinburgh to remain close to family in metropolitan Adelaide, while others may pursue a career in Defence. The Defence Home Ownership Assistance Scheme (DHOAS) can provide support, and mortgage commitments are an important consideration. That’s why NSF’s DVA financial advice and military super guidance bring compensation, entitlements, superannuation and household cash flow into focus; members and their families can properly plan their finances to help meet longer-term goals.
Comprehensive Advice For Adelaide ADF Members
Our specialist advisers provide the full suite of ADF financial services to veterans and serving members in Adelaide and the rest of South Australia.
Home Loans (Including DHOAS)
We assess your financial situation and connect you with expert and experienced mortgage brokers to access available benefits.
Special Rate Disability Pension (SRDP)
We’ll explain how SRDP works and help determine your eligibility requirements to maximise your benefit.
Medical Discharge
We’ll guide you through the financial implications of the medical discharge process and help you secure your entitlements.
ADF Transitions
We provide comprehensive financial planning support to ensure a smooth transition from ADF to civilian life.
Superannuation
We assist ADF members in understanding their superannuation options, both during their service and after transitioning from the ADF.
Investments
We offer detailed advice to help veterans and serving ADF members grow their wealth through smart, strategic investment options.
Supporting Adelaide's Military Community
Adelaide’s military network includes Air Force crews and intelligence specialists at Edinburgh, Army members and reservists at metropolitan barracks and Defence-linked workers in nearby Osborne. Members are spread across the northern suburbs, inner Adelaide, the south and the Hills, creating different travel, housing and family needs. Defence family services, RSL South Australia sub-branches and veteran organisations can provide additional local support during postings and life transitions.
RAAF Base Edinburgh
RAAF Base Edinburgh is primarily home to the Air Warfare Centre and No 92 Wing. Its P-8A Poseidon aircraft conduct surveillance operations across Australian airspace. The establishment is one of two defence “super bases” in Australia, with over 3, 500 personnel from both the Royal Australian Air Force and the Australian Army.
Osborne Naval Shipyard
Osborne is one of Australia’s two principal shipbuilding precincts. The Hunter Class frigates are being built there, alongside ongoing investment in skills and infrastructure, and a recent multi-billion-dollar expansion to build nuclear-powered submarine capability.
South Australia Defence Family Support
The South Australia Area Office is based at Keswick Barracks. Its coverage includes Edinburgh, Warradale, Woodside, Port Wakefield, Woomera and other regional South Australian postings.
We Also Serve
Our Process
Our structured process ensures your financial future is secure and well-planned, providing ongoing support throughout your transition.
Financial Discovery Appointment
We start with a financial discovery appointment. This initial meeting focuses on assessing your current financial situation, identifying key priorities and setting clear objectives for your future.
Clear Understanding of Your Transition Plan
We identify the key reasons behind your transition and build a plan to meet these needs. This process ensures we align your financial strategy with your personal and professional goals post-service.
Identification of All Payouts and Tax Implications
We ensure all your entitlements and associated tax responsibilities are clear. Our advisers help you with superannuation, redundancy payouts and tax considerations, ensuring no opportunity is missed.
Comprehensive Financial Plan
We help you plan to support your financial stability and long-term goals. Our strategies consider your current financial situation, future aspirations and available resources, ensuring a solid foundation for post-ADF life.