DVA Financial Advice for PI, SRDP and Other Entitlements

We provide advice to ADF members, veterans and their families on DVA entitlements and financial planning. 

Medical Discharge

Permanent Impairment

Have you received a permanent Impairment lump sum offer from DVA? Our certified financial planners provide the advice you need to understand your options and make an informed decision.

superannuation (5)

Special Rate Disability Pension

Need financial advice for your SRDP offer from DVA? Our certified financial planners can clearly explain your options, allowing you to make the decision that best supports your financial future.

cost covered

Costs Covered By DVA

DVA typically covers the cost of financial advice for PI and SRDP offers (up to a set amount). For any other services, we will provide a clear and upfront quote, ensuring there are no surprises.

Financial Advice for all DVA Entitlements

Our certified financial planners offer comprehensive financial advice on all matters related to DVA entitlements, as well as personal financial planning services. This means we can guide you not only through compensation payments, pensions, and other DVA benefits, but also assist with broader financial planning, including retirement strategies, superannuation, investments, and managing your financial future.

When you receive a PI lump sum or an SRDP compensation offer, DVA provides reimbursement for the cost of obtaining financial advice. This is capped at a set amount and is designed to ensure you can access professional advice before making a significant financial decision. If you require advice outside of these areas, National Service Financial will provide you with a quote before we begin, so you always know what to expect.

Advice for ADF Members, Veterans & Families

DVA

DVA Entitlements

We provide financial advice to help you understand and access your full range of DVA entitlements. From compensation and incapacity payments to pensions and other support options, our role is to clarify the process and ensure your benefits are managed in line with your personal financial goals.

Medical

Medical Discharge

We support ADF members through the medical discharge process, helping you understand your entitlements and the financial options available after separation. Our advice ensures you can navigate this transition, access the support you are entitled to, and plan for long-term financial stability.

DHOAS

DHOAS

Accessing the Defence Home Ownership Assistance Scheme (DHOAS) can make a significant difference when planning for home ownership during or after service. We can advise on loan structuring and financial planning and connect you with a licensed mortgage broker who can compare lenders and help you apply.

superannuation (5)

Superannuation

Understanding your superannuation is key to long-term financial security. We can provide guidance across all ADF schemes, including DFRDB, MSBS, and ADF Super, as well as civilian super funds post-separation. We can also advise on strategies such as SMSFs to help you make the most of your benefits and income in retirement.

lump sum investment

Lump Sum Investment Strategies

To make the most of a lump sum payment, you need a plan that matches your goals and circumstances.  Our advisers help you structure your investments to use your funds effectively, building long-term security and financial confidence.

finanical plan

Financial Planning

Comprehensive financial planning brings together all aspects of your situation, from DVA entitlements and superannuation to investments, tax, and retirement goals. Our advisers create a personalised strategy that addresses your immediate needs and long-term goals, giving you clarity and greater financial security.

What client say about us

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Den Coronel profile picture
Den Coronel
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The team at NSF has helped me above and beyond to get my finances in control. Through multiple consultations they have made sure to cover all areas of my personal wealth. They have provided me with an in-depth plan to carry out financial decisions, along with with support and guidance around ensuring stable financial choices. I recommend Wayne and his team for all my wealth prospects, as they have given me an amazing outlook toward my future. They have been very professional and their communication is amazing.
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REGAN ELLIOTT profile picture
REGAN ELLIOTT
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This team of people are so genuine and honest. Really recommend Wayne and the girls for ex Defence people because they know the in's and out's of all things MSBS, Super and finance! Thank you guys for your help sorting me out! 5 🌟
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James Arnold profile picture
James Arnold
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I contacted Wayne and his team at National Service Financial during my medical discharge earlier this year and they have been exceptionally helpful and professional. Their knowledge regarding the DVA and CSC processes is fantastic and they have made the whole process easier to understand. They have also supported me in other areas such as real estate and setting myself up financially moving forward. They have always made themselves available to assist me with any queries or questions that I have had. They have made a huge difference during what was a difficult and stressful time. I would highly recommend anyone seeking financial advice to contact National Service Financial.
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Tim Loone profile picture
Tim Loone
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Have been extremely happy with the service and support from Wayne and Megan. They have always been available and offer honest and frank advice. Highly recommended
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Peter Hassall profile picture
Peter Hassall
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Their in depth knowledge of the ADF Medical Discharge process and network is focussed on ADF Members getting the right result and entitlements afforded to them. The financial guidance and recommendations have assisted me in making good decisions, for our families future, post Medical Discharge.
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Levi Cahill profile picture
Levi Cahill
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During a very stressful time separating from the ADF on Medical grounds after 21 years of service, I contacted Wayne at NSF in 2020 for help. With a wife and 2 young children to also worry about, Wayne and his amazing team of professionals made themselves available not only during normal work hours but worked around what days/times worked for us. NSF guided me through my discharge process and helped us secure our first home for my family and I which relieved a lot of financial stress. I have recently contacted Wayne again as my financial situation has slightly changed and again he made himself and his extremely knowledgeable team available to successfully guide me through process's in relation to the ever evolving DVA, CSC and taxation system. So again my family and I are in a much better financial situation purely because of their due diligence and up-to-date knowledge of Veterans and their associated eligibility for various benefits and support. To say they care about their clients would be an extreme understatement.
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S profile picture
S
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I recommend NSF, especially for serving military members and veterans. Wayne and the team helped us after the initiation of a transition from full time military service on medical grounds. They had the ability to clearly explain the interdependence of superannuation, insurance, compensation, and pensions and helped us make some informed and immediate decisions to improve our financial stability. The provided advice was also comprehensive and incorporated our personal goals. The team understand the challenges of transition and showed exceptional empathy and support at all times. Most importantly, we were assisted in purchasing a new home and felt supported during what may have been a complex and stressful process.
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Nathan Caddis profile picture
Nathan Caddis
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Highly recommend NSF for all financial consulting needs. As a member of the defence force transitioning into the civilian world, there was alot things I needed to sort to secure my financial wellbeing. Wayne and his team were quick to sort out what I needed, liaising with both DVA and Military Super to ensure I would receive exactly what I was entitled to in minimum time. We have now sought their expertise to help with the purchase of a new home. Again they have jumped straight into action to assist, even at short notice, liaising directly with numerous lenders to secure us the best product.
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Julie Anne Uljanic profile picture
Julie Anne Uljanic
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The National Service Financial team have worked wonders to set up our SMSF and investment portfolio. From our initial contact it was easy to see that Wayne and Megan know their stuff, they are incredibly knowledgeable and professional; and really just all round great people to deal with. I would have absolutely no hesitation in recommending their services to anyone starting out with a financial planning dream or wishing to upgrade to a top notch A+ financial service.

About Us

National Service Financial is a veteran-owned financial advisory firm committed to supporting ADF members and veterans with trusted financial guidance. With an extensive understanding of DVA entitlements, superannuation schemes, housing benefits, and compensation processes, we provide advice that helps you make informed decisions and secure long-term financial stability.

Whether you are considering a PI or SRDP compensation offer, preparing for medical discharge, or planning your financial future, our focus is on giving you clear guidance at every stage.

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Why Work With National Service Financial

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DVA Entitlement Specialists

Our team understands the complexity of DVA entitlements and compensation. We provide clear financial advice to help you navigate PI, SRDP, and other payments, giving you confidence in your decisions.

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Veteran-Owned Business

As a veteran-owned firm, we recognise the challenges faced by ADF members and their families. Our advice is shaped by firsthand understanding and a genuine commitment to supporting your financial future.

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Qualified Financial Planners

Our certified financial planners hold the required Australian licences to provide financial advice. You can be confident your decisions are backed by qualified professionals who understand Defence-related entitlements.

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Integrity Drives Everything We Do

Trust is central to our work. We provide transparent advice, clear communication, and straightforward costs, ensuring you always know where you stand when making important financial choices.

Who we help

  • ADF veterans seeking SRDP and PI
  • Family members of veterans
  • ADF members about to be medically discharged
  • Veterans navigating the DVA claims process
  • Retired military personnel

Our process

Our process provides clear steps to guide you from enquiry through to a complete financial plan, ensuring confidence in every decision.

1 (2)

Enquiry

The process begins with your enquiry. We listen to your circumstances, discuss your goals, and explain how our financial planners can assist with DVA entitlements and broader financial planning needs.

2 (1)

Identification of Eligibility for Payouts and Tax Implications

We assess your eligibility for DVA payouts, including PI and SRDP, and explain any tax implications. This provides a clear understanding of how various options may impact your finances.

3 (1)

Complete Financial Health Check

A financial health check reviews your current position, including entitlements, superannuation, investments, and budgeting. This holistic view helps identify opportunities to strengthen your financial security.

4 (1)

Comprehensive Financial Plan

Based on your circumstances, we prepare a comprehensive financial plan that brings together DVA benefits, superannuation, and long-term goals. This clear strategy helps guide your financial decisions with confidence.

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