Qualified Financial Advisers
Our team comprises certified financial advisers guiding military members and veterans toward financial success during and after service.
Veteran Owned Business
National Service Financial is veteran-owned. We've been where you are and understand the financial needs of ADF members and veterans.
Experts in DVA Entitlements
We help current and ex-serving ADF members understand DVA entitlements and the application process.
Expert ADF Financial Advice For Sydney
Sydney’s Defence community spans major Army, Navy and Air Force establishments. Holsworthy Barracks is home to one of the Army’s major footprints and hosts regular, reserve and tri-service units. Around the harbour, Victoria Barracks at Paddington and HMAS Kuttabul above the historic Garden Island connect serving members with Defence administration, training and logistics. Further north-west, RAAF Base Richmond is best known as home to the C-130J Hercules. This heavy Defence concentration makes our specialist advice valuable, because we know Sydney members can face unique arrangements.
National Service Financial operates from the Mariners Commercial Building on the New South Wales Central Coast. Sydney clients begin with a financial discovery appointment (focused on your position, priorities, and goals), held remotely, at the Central Coast office, or through another arrangement. For those needing government support, the Department of Veterans’ Affairs has a New South Wales office and Veterans’ Access Network in Surry Hills. When comparing financial advisors in Sydney, it helps to choose a team that understands how Defence service, compensation and military super work together.
Sydney’s housing costs can make planning especially important when your income or location changes. A posting, separation or medical discharge may affect your mortgage, Defence Home Ownership Assistance Scheme (DHOAS) support, household budget and long-term superannuation strategy. Our DVA financial advice considers these issues, along with any permanent impairment compensation, incapacity payments, or Special Rate Disability Pension, in relation to your broader financial goals.
Comprehensive Advice For Sydney ADF Members
Our specialist advisers provide the full suite of ADF financial services to veterans and serving members in Sydney and the rest of New South Wales.
Home Loans (Including DHOAS)
We assess your financial situation and connect you with expert and experienced mortgage brokers to access available benefits.
Special Rate Disability Pension (SRDP)
We’ll explain how SRDP works and help determine your eligibility requirements to maximise your benefit.
Medical Discharge
We’ll guide you through the financial implications of the medical discharge process and help you secure your entitlements.
ADF Transitions
We provide comprehensive financial planning support to ensure a smooth transition from ADF to civilian life.
Superannuation
We assist ADF members in understanding their superannuation options, both during their service and after transitioning from the ADF.
Investments
We offer detailed advice to help veterans and serving ADF members grow their wealth through smart, strategic investment options.
Supporting Sydney's Military Community
Our structured process ensures your financial future is secure and well-planned, providing ongoing support throughout your transition.
Knowing which local services are available, and working with a financial advisor experienced in veteran matters, makes it easier to find appropriate support during a posting or transition out of service
Holsworthy Barracks
Holsworthy is a major Army base in New South Wales, established in the 1880s and grown to house a training area covering almost 20,000 hectares.
Richmond and Garden Island
RAAF Base Richmond is about 50 km north-west of Sydney and is home to the C-130J Hercules fleet. HMAS Kuttabul, within the Garden Island Defence Precinct, provides administrative, training and logistics support to Defence personnel across the Sydney metropolitan area. Sitting next to Sydney Harbour, HMAS Kuttabul has a rich history, with Garden Island taking its name from a vegetable patch established for the First Fleet in 1788.
Western Sydney Veteran Support
Veteran and Families’ hubs are being developed at Bardia Barracks in Ingleburn and in Hawkesbury. The new hubs are expected to support around 19,200 veterans and family members across Greater Sydney.
We Also Serve
National Service Financial provides specialist ADF financial advice across Australia. Find your service area:
Our Process
Our structured process ensures your financial future is secure and well-planned, providing ongoing support throughout your transition.
Financial Discovery Appointment
We start with a financial discovery appointment. This initial meeting focuses on assessing your current financial situation, identifying key priorities and setting clear objectives for your future.
Clear Understanding of Your Transition Plan
We identify the key reasons behind your transition and build a plan to meet these needs. This process ensures we align your financial strategy with your personal and professional goals post-service.
Identification of All Payouts and Tax Implications
We ensure all your entitlements and associated tax responsibilities are clear. Our advisers help you with superannuation, redundancy payouts and tax considerations, ensuring no opportunity is missed.
Comprehensive Financial Plan
We help you plan to support your financial stability and long-term goals. Our strategies consider your current financial situation, future aspirations and available resources, ensuring a solid foundation for post-ADF life.