Qualified Financial Advisers
Our team comprises certified financial advisers guiding military members and veterans toward financial success during and after service.
Veteran Owned Business
National Service Financial is veteran-owned. We've been where you are and understand the financial needs of ADF members and veterans.
Experts in DVA Entitlements
We help current and ex-serving ADF members understand DVA entitlements and the application process.
Expert ADF Financial Advice For Canberra
Canberra brings together Defence leadership, administration, education, and operational support, and remains a popular location for thousands of Defence members. Russell Offices is a major centre for Defence administration, while the Australian Defence Force Academy develops future Navy, Army and Air Force ground-defence officers alongside university study. The Royal Military College at Duntroon trains Army and Air Force ground-defence officers in tactics and leadership, and HMAS Harman supports communications, cyber intelligence and information warfare capabilities. This creates a unique concentration in Canberra with distinct financial needs across ranks, career stages and posting cycles.
National Service Financial operates from the Mariners Commercial Building in Tuggerah on the New South Wales Central Coast. Canberra clients can begin with a free initial consultation that can be held remotely. For local government support, DVA directs those seeking in-person assistance to the Veterans’ Access Network at the Services Australia centre in Phillip. Alongside our financial advisor services, Canberra serving members and recognised dependants can also contact the Defence Member and Family Support Area Office at Canberra Airport.
Canberra is a common location for members approaching senior responsibilities, further study or a move into the Australian Public Service and Defence industry roles. Leaving a posting can affect salary, allowances, housing, superannuation and family plans. That’s why we encourage members to use ADF transition guidance to help you understand your changing financial picture. National Service Financial and DVA financial advice can also consider compensation and entitlements, military super and Defence Home Ownership Assistance Scheme (DHOAS) support alongside longer-term goals.
Comprehensive Advice For Canberra ADF Members
Our specialist advisers provide the full suite of ADF financial services to veterans and serving members in Caberra and the rest of ACT.
Home Loans (Including DHOAS)
We assess your financial situation and connect you with expert and experienced mortgage brokers to access available benefits.
Special Rate Disability Pension (SRDP)
We’ll explain how SRDP works and help determine your eligibility requirements to maximise your benefit.
Medical Discharge
We’ll guide you through the financial implications of the medical discharge process and help you secure your entitlements.
ADF Transitions
We provide comprehensive financial planning support to ensure a smooth transition from ADF to civilian life.
Superannuation
We assist ADF members in understanding their superannuation options, both during their service and after transitioning from the ADF.
Investments
We offer detailed advice to help veterans and serving ADF members grow their wealth through smart, strategic investment options.
Supporting Canberra's Military Community
Canberra’s military community includes trainee officers, experienced leaders, technical specialists, reservists and families posted throughout the wider ACT region. Career paths may shift among command, policy, education, operations and Australian Public Service roles without requiring an immediate transition. The capital is also home to Defence family services, RSL ACT branches and veteran organisations which provide local connections alongside formal support from Defence and DVA.
Australian Defence Force Academy
The ADFA offers one of Australia’s most distinctive university pathways, combining a University of New South Wales (UNSW) degree with military and leadership training. UNSW Canberra claims one of Australia’s best university student-to-teacher ratios, while the ADF funds two trips home each year for cadets and midshipmen.
Royal Military College – Duntroon
Duntroon’s current officer-training curriculum runs for 18 months. Staff cadets progress through three classes while developing military tactics and leadership skills.
HMAS Harman and Canberra Family Support
HMAS Harman supports Defence-wide communications, cyber and intelligence capabilities. The Canberra Area Office supports families connected with Harman and seven other listed ACT establishments.
We Also Serve
Our Process
Our structured process ensures your financial future is secure and well-planned, providing ongoing support throughout your transition.
Financial Discovery Appointment
We start with a financial discovery appointment. This initial meeting focuses on assessing your current financial situation, identifying key priorities and setting clear objectives for your future.
Clear Understanding of Your Transition Plan
We identify the key reasons behind your transition and build a plan to meet these needs. This process ensures we align your financial strategy with your personal and professional goals post-service.
Identification of All Payouts and Tax Implications
We ensure all your entitlements and associated tax responsibilities are clear. Our advisers help you with superannuation, redundancy payouts and tax considerations, ensuring no opportunity is missed.
Comprehensive Financial Plan
We help you plan to support your financial stability and long-term goals. Our strategies consider your current financial situation, future aspirations and available resources, ensuring a solid foundation for post-ADF life.