Maximise Your Finances During Your ADF Transition

Transitioning from the ADF can mean a lot of uncertainty. We help provide clarity and certainty around benefits and entitlements when you leave the military.

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Experienced Veteran Financial Advisers

We’re a veteran-owned business committed to helping other veterans maximise their finances post-service.

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Maximise Your DVA Benefits

We’ll help ensure you receive your DVA entitlements and financial support as you transition from military life.

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Set Yourself Up for Long-Term Financial Stability

Through comprehensive financial planning, we help you build a foundation for sustainable financial stability post-service.

Transitioning Out of the ADF – What It Means For You

Transitioning out of the ADF is a pivotal moment in your life. Your income and financial position may change. It’s essential to focus on financial planning and ensure your superannuation and insurance needs are met. You may also want to explore how your military skills translate to civilian careers and utilise available support services for career guidance and mental health. Finally, prepare for lifestyle shifts and stay informed about your benefits and entitlements.

Whether you’re nearing retirement or optimising financial arrangements, our team is here to help.

Comprehensive Advice For Your ADF Transition

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ADF Transition Financial Advice

We’ll guide you in aligning your ADF discharge with tax planning, housing benefits, superannuation benefits, and DVA claims pre-discharge.

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DVA Entitlements

We help ADF members and veterans through the complex process of claiming benefits and payments from DVA for service-related injuries.

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Superannuation

Whether you’re in DFRDB, MSBS or ADF Super, we’ll help you understand your superannuation balance and maximise your benefits before you discharge. We can also advise on civilian super schemes post-separation.

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Housing

We assist ADF members in planning housing transitions, managing moves from DHA rentals and exploring home purchase options seamlessly.

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Tax Planning

Receive expert advice on managing your tax obligations and making the most of available deductions, ensuring all DVA benefits and superannuation-related deductions are considered.

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Financial Planning

Develop a financial strategy that accounts for your post-service circumstances. This plan covers your immediate financial needs and long-term goals, from investment advice to managing your super and entitlements.

What client say about us

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Den Coronel profile picture
Den Coronel
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The team at NSF has helped me above and beyond to get my finances in control. Through multiple consultations they have made sure to cover all areas of my personal wealth. They have provided me with an in-depth plan to carry out financial decisions, along with with support and guidance around ensuring stable financial choices. I recommend Wayne and his team for all my wealth prospects, as they have given me an amazing outlook toward my future. They have been very professional and their communication is amazing.
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REGAN ELLIOTT profile picture
REGAN ELLIOTT
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This team of people are so genuine and honest. Really recommend Wayne and the girls for ex Defence people because they know the in's and out's of all things MSBS, Super and finance! Thank you guys for your help sorting me out! 5 🌟
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James Arnold profile picture
James Arnold
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I contacted Wayne and his team at National Service Financial during my medical discharge earlier this year and they have been exceptionally helpful and professional. Their knowledge regarding the DVA and CSC processes is fantastic and they have made the whole process easier to understand. They have also supported me in other areas such as real estate and setting myself up financially moving forward. They have always made themselves available to assist me with any queries or questions that I have had. They have made a huge difference during what was a difficult and stressful time. I would highly recommend anyone seeking financial advice to contact National Service Financial.
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Tim Loone profile picture
Tim Loone
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Have been extremely happy with the service and support from Wayne and Megan. They have always been available and offer honest and frank advice. Highly recommended
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Peter Hassall profile picture
Peter Hassall
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Their in depth knowledge of the ADF Medical Discharge process and network is focussed on ADF Members getting the right result and entitlements afforded to them. The financial guidance and recommendations have assisted me in making good decisions, for our families future, post Medical Discharge.
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Levi Cahill profile picture
Levi Cahill
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During a very stressful time separating from the ADF on Medical grounds after 21 years of service, I contacted Wayne at NSF in 2020 for help. With a wife and 2 young children to also worry about, Wayne and his amazing team of professionals made themselves available not only during normal work hours but worked around what days/times worked for us. NSF guided me through my discharge process and helped us secure our first home for my family and I which relieved a lot of financial stress. I have recently contacted Wayne again as my financial situation has slightly changed and again he made himself and his extremely knowledgeable team available to successfully guide me through process's in relation to the ever evolving DVA, CSC and taxation system. So again my family and I are in a much better financial situation purely because of their due diligence and up-to-date knowledge of Veterans and their associated eligibility for various benefits and support. To say they care about their clients would be an extreme understatement.
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S
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I recommend NSF, especially for serving military members and veterans. Wayne and the team helped us after the initiation of a transition from full time military service on medical grounds. They had the ability to clearly explain the interdependence of superannuation, insurance, compensation, and pensions and helped us make some informed and immediate decisions to improve our financial stability. The provided advice was also comprehensive and incorporated our personal goals. The team understand the challenges of transition and showed exceptional empathy and support at all times. Most importantly, we were assisted in purchasing a new home and felt supported during what may have been a complex and stressful process.
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Nathan Caddis profile picture
Nathan Caddis
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Highly recommend NSF for all financial consulting needs. As a member of the defence force transitioning into the civilian world, there was alot things I needed to sort to secure my financial wellbeing. Wayne and his team were quick to sort out what I needed, liaising with both DVA and Military Super to ensure I would receive exactly what I was entitled to in minimum time. We have now sought their expertise to help with the purchase of a new home. Again they have jumped straight into action to assist, even at short notice, liaising directly with numerous lenders to secure us the best product.
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Julie Anne Uljanic profile picture
Julie Anne Uljanic
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The National Service Financial team have worked wonders to set up our SMSF and investment portfolio. From our initial contact it was easy to see that Wayne and Megan know their stuff, they are incredibly knowledgeable and professional; and really just all round great people to deal with. I would have absolutely no hesitation in recommending their services to anyone starting out with a financial planning dream or wishing to upgrade to a top notch A+ financial service.

Who We Are

National Service Financial is a veteran-owned business dedicated to helping ADF members transition smoothly from military to civilian life with expert financial guidance. We know this transition can be challenging and emotional, and we provide comprehensive support to ensure a seamless transition and long-term financial security.

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Why Work With National Service Financial

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Veteran-Owned Business

We understand the challenges of transitioning out of service because we’ve been there. Our personal experiences inform our approach, allowing us to relate to the concerns veterans face.

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Specialist Military Financial Adviser

Our advisers specialise in military financial needs and transitions. They are experienced in the complexities of post-service financial landscapes, including DVA entitlements, superannuation and insurance options.

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Expertise with DVA Benefits

Our team helps you understand the full scope of your DVA entitlements, including compensation, income support and other financial resources that might be available to maximise your benefits and secure your financial future post-service.

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Advice for DFRDB, MSBS and ADF Super

Get advice on the Defence Force Retirement and Death Benefits Scheme, Military Superannuation Benefits Scheme and ADF Super. We assist with these complex superannuation systems, ensuring you understand your options and make decisions in line with your financial goals.

 

Who We Help

  • Current ADF personnel nearing retirement
  • Veterans looking to optimise their financial entitlements
  • Families of Defence personnel
  • Ex-ADF members seeking financial advice
  • Service members transitioning to civilian employment

Our Process

Our structured process ensures your financial future is secure and well-planned, providing ongoing support throughout your transition.

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Financial Discovery Appointment

We start with a financial discovery appointment. This initial meeting focuses on assessing your current financial situation, identifying key priorities and setting clear objectives for your future.

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Clear Understanding of Your Transition Plan

We identify the key reasons behind your transition and build a plan to meet these needs. This process ensures we align your financial strategy with your personal and professional goals post-service.

3 (1)

Identification of All Payouts and Tax Implications

We ensure all your entitlements and associated tax responsibilities are clear. Our advisers help you with superannuation, redundancy payouts and tax considerations, ensuring no opportunity is missed.

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Comprehensive Financial Plan

We help you plan to support your financial stability and long-term goals. Our strategies consider your current financial situation, future aspirations and available resources, ensuring a solid foundation for post-ADF life.

Equipping You for Civilian Life

Transitioning to civilian life can be challenging, especially during financial, career, and personal changes. Our team supports you by ensuring you understand DVA entitlements you are eligible for and helping you manage your financial resources effectively. We offer advice on budgeting, payouts and benefits, superannuation and retirement benefits. We can also assist in career planning and employment transition, providing practical tools to help you create a stable financial future.

DVA Contribution for Financial Advice

Veterans can receive reimbursement for financial advice that helps with decisions related to entitlements, including lump-sum payments or periodic compensation. This support is available through the DVA and can help veterans receive quality financial advice without worrying about their finances. Our expert financial advisers will guide you through your choices regarding investments, superannuation, pensions and other financial matters post-service. We aim to help you build a stable financial future and peace of mind as you transition to civilian life.

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